If you are searching for a dish that combines rich, luscious flavors with comforting, homey vibes, this Creamy Million Dollar Chicken Casserole Recipe is your new best friend. It’s a crowd-pleaser that brings together tender shredded chicken, velvety cheeses, and a buttery crunchy topping that’s nothing short of irresistible. Whether you’re making a family dinner or preparing a dish to impress guests, this casserole promises unmatched creamy goodness in every bite, earning its well-deserved name as a “million dollar” delight.

Ingredients You’ll Need
This recipe brilliantly uses simple yet essential ingredients that each play an important role in building that signature creamy texture and flavorful depth. The combination of cheeses, creamy bases, and spices blends beautifully, while the crunchy Ritz cracker topping adds the perfect finishing touch.
- 3 cups cooked chicken, shredded: The hearty protein base that soaks up all the creamy flavors.
- 8 oz cream cheese, softened: Adds rich creaminess and a smooth foundation to the casserole.
- 1 cup sour cream: Brings tang and moisture, balancing the richness.
- 1 cup cottage cheese: Adds a subtle texture contrast and extra creaminess.
- 1 cup shredded mozzarella cheese: Melts beautifully to create gooey, stretchy bites.
- 1/2 cup shredded cheddar cheese: Gives a sharp, tangy kick that complements the milder cheeses.
- 1/2 cup mayonnaise: Adds silkiness and moisture throughout.
- 1 tsp garlic powder: Infuses a subtle savory note without overpowering.
- 1 tsp onion powder: Deepens the flavor with aromatic sweetness.
- Salt and pepper to taste: Essential for seasoning and enhancing all the other ingredients.
- 1/2 cup crushed Ritz crackers: Creates a golden, buttery topping with irresistible crunch.
- 2 tbsp melted butter: Binds the cracker topping and adds richness.
- 2 tbsp chopped green onions (optional, for garnish): Adds a fresh burst of color and mild onion flavor.
How to Make Creamy Million Dollar Chicken Casserole Recipe
Step 1: Preheat and Prepare Your Dish
Start by setting your oven to 350°F (175°C). While it warms, grease a 9×13-inch baking dish to ensure the casserole won’t stick and will bake evenly. This simple step makes cleanup easier and helps that golden topping shine.
Step 2: Mix the Creamy Base
In a large mixing bowl, blend together the softened cream cheese, sour cream, cottage cheese, mayonnaise, garlic powder, onion powder, plus salt and pepper. Use a spoon or mixer to whip these ingredients until the mixture is silky smooth, creating that luscious base layer the entire casserole depends on for its signature creaminess.
Step 3: Add Chicken and Cheeses
Now it’s time to fold in your protein and cheeses. Gently incorporate the shredded chicken along with the mozzarella and cheddar cheeses into the creamy base. The result should be a thick, cheesy mixture that promises rich flavor in every forkful.
Step 4: Spread and Top
Evenly spread this creamy chicken mixture into your prepared baking dish, smoothing the top for an even bake. Then, in a small bowl, combine the crushed Ritz crackers with melted butter. Sprinkle this buttery, crumbly topping over the casserole to create that iconic crunchy finish.
Step 5: Bake to Perfection
Pop the casserole into your preheated oven and bake for 25 to 30 minutes. You’re looking for bubbly edges and a gorgeous golden brown topping—that signals that everything has melded together into one scrumptious casserole, ready to be devoured.
Step 6: Garnish and Serve
Once out of the oven, breathe in that inviting aroma and sprinkle chopped green onions on top if you like a bit of freshness and color. Let it cool just a little before serving to let the flavors settle and the casserole to firm up beautifully on the plate.
How to Serve Creamy Million Dollar Chicken Casserole Recipe

Garnishes
While the casserole is lovely on its own, adding chopped green onions or a light sprinkle of fresh parsley can elevate the presentation and introduce a mild herbal brightness. If you want a touch of heat, a few red pepper flakes work wonders here too.
Side Dishes
This dish pairs wonderfully with crisp green salads, steamed vegetables like broccoli or green beans, or even a fresh tomato cucumber salad for contrast. A side of dinner rolls or crusty bread is perfect for sopping up every last bit of that creamy sauce.
Creative Ways to Present
For a fun twist, consider serving the casserole in individual ramekins for a personal touch at dinner parties. You can also layer it in a clear casserole dish so the beautiful layers peek through—presentation can be just as comforting and inviting as the taste!
Make Ahead and Storage
Storing Leftovers
Once cooled, cover your leftover Creamy Million Dollar Chicken Casserole Recipe tightly and refrigerate. It keeps beautifully for up to 3-4 days, making it a perfect make-ahead meal for busy weeknights or lunches.
Freezing
This casserole freezes well, too! Place portions or the entire dish in a freezer-safe container and freeze for up to 2 months. To enjoy later, thaw overnight in the fridge before reheating, preserving that creamy goodness and texture.
Reheating
Reheat leftovers gently in the oven at 350°F (175°C) until warmed through, around 15-20 minutes, to maintain the crispy topping. Microwaving works in a pinch but may soften the cracker crust, so the oven is always best when you want to enjoy that perfect texture again.
FAQs
Can I use a different type of cheese?
Absolutely! While mozzarella and cheddar provide the ideal melt and flavor balance, you can swap in Monterey Jack, gouda, or a bit of parmesan to tailor the casserole to your taste preferences.
Is it possible to make this casserole without cream cheese?
Cream cheese is key for the dish’s signature creaminess, but you can substitute with an equal amount of ricotta or mascarpone for a lighter twist, though the texture will be slightly different.
Can I use rotisserie chicken instead of cooked chicken?
Yes, rotisserie chicken works wonderfully and actually adds delicious flavor. Just shred the chicken before mixing it with the cheeses and cream base.
Is the Ritz cracker topping necessary?
The buttery Ritz cracker topping adds a fantastic crunch and golden finish. You could substitute with breadcrumbs or crushed cornflakes, but the classic topping really sets this casserole apart.
How can I make this recipe gluten-free?
To keep it gluten-free, simply use gluten-free crackers as the topping and double-check the seasoning blends and cheeses for any hidden gluten ingredients.
Final Thoughts
Once you try this Creamy Million Dollar Chicken Casserole Recipe, it’s bound to become a staple in your cooking rotation. The perfect blend of creamy, cheesy, and crunchy touches creates a dish that feels like a warm hug on a plate. So gather your ingredients, invite your loved ones, and dive into the comforting magic of this beloved casserole. You won’t regret it!
Print
Creamy Million Dollar Chicken Casserole Recipe
- Prep Time: 15 minutes
- Cook Time: 30 minutes
- Total Time: 45 minutes
- Yield: 8 servings
- Category: Casserole
- Method: Baking
- Cuisine: American
Description
Creamy Million Dollar Chicken Casserole is a rich and comforting baked dish combining shredded chicken with a blend of cream cheese, sour cream, cottage cheese, and melted cheeses, topped with a buttery Ritz cracker crust for a deliciously crispy finish. Perfect for family dinners or potlucks, this casserole offers a creamy texture and savory flavor that everyone will love.
Ingredients
Chicken & Cheese Mixture
- 3 cups cooked chicken, shredded
- 8 oz cream cheese, softened
- 1 cup sour cream
- 1 cup cottage cheese
- 1 cup shredded mozzarella cheese
- 1/2 cup shredded cheddar cheese
- 1/2 cup mayonnaise
- 1 tsp garlic powder
- 1 tsp onion powder
- Salt and pepper to taste
Topping
- 1/2 cup crushed Ritz crackers
- 2 tbsp melted butter
Garnish (Optional)
- 2 tbsp chopped green onions
Instructions
- Preheat Oven: Preheat your oven to 350°F (175°C) and grease a 9×13-inch baking dish thoroughly to prevent sticking.
- Combine Ingredients: In a large mixing bowl, blend the softened cream cheese, sour cream, cottage cheese, mayonnaise, garlic powder, onion powder, salt, and pepper until you achieve a smooth, homogeneous mixture.
- Add Chicken and Cheese: Carefully fold in the shredded chicken along with the shredded mozzarella and cheddar cheeses, mixing until all ingredients are evenly combined.
- Spread in Baking Dish: Transfer the chicken and cheese mixture into the prepared baking dish, spreading it out evenly to create a consistent layer.
- Make the Topping: In a separate small bowl, mix the crushed Ritz crackers with the melted butter until the crumbs are well coated. Evenly sprinkle this mixture over the chicken casserole to form a crispy topping.
- Bake: Place the casserole in the preheated oven and bake for 25 to 30 minutes, or until the casserole is bubbly and the cracker topping turns golden brown.
- Serve: Remove the casserole from the oven and optionally garnish with chopped green onions. Allow it to cool slightly before serving for the best texture and flavor.
Notes
- For best results, use freshly cooked chicken shredded by hand or with forks.
- Feel free to substitute the Ritz crackers with your favorite buttery cracker or panko crumbs for a different texture.
- Make sure the cream cheese is softened to avoid lumps in the mixture.
- This casserole can be prepared ahead of time and refrigerated before baking; just add a few extra minutes to the baking time if baking cold.
- Leftovers can be stored in an airtight container in the refrigerator for up to 3 days.

