If you have a sweet tooth and love the comforting flavors of banana and chocolate, then you are in for a real treat with the Banana and Chocolate Delight Cake Recipe. This cake is incredibly moist, rich with ripe bananas, and studded with melty chocolate chips that make each bite feel like a little celebration. It’s versatile enough to enjoy as a cozy afternoon snack or a delightful dessert to impress your friends. Trust me, once you try this Banana and Chocolate Delight Cake Recipe, you will find it hard to resist baking it again and again!

Ingredients You’ll Need
The beauty of this Banana and Chocolate Delight Cake Recipe lies in its simplicity. The ingredients are straightforward yet essential, each adding its own magic to the final product — from the tender crumb to the perfect sweetness and that irresistible chocolate surprise.
- 1 1/2 cups all-purpose flour: The foundation for a soft and tender crumb.
- 1 teaspoon baking soda: Helps the cake rise beautifully and keeps it fluffy.
- 1/2 teaspoon salt: Balances the sweetness and enhances all the flavors.
- 1/4 cup unsalted butter, softened: Adds richness and moistness to the cake.
- 1 cup sugar: Sweetens the cake perfectly without overpowering the banana flavor.
- 2 large eggs: Bind everything together and provide structure.
- 3 ripe bananas, mashed: The star ingredient — packed with natural sweetness and moisture.
- 1/3 cup plain yogurt: Adds a subtle tang and keeps the texture tender.
- 1 teaspoon vanilla extract: Deepens the flavor with its warm, aromatic notes.
- 1 cup chocolate chips: Little pockets of gooey, melty chocolate that make this cake unforgettable.
How to Make Banana and Chocolate Delight Cake Recipe
Step 1: Prepare Your Oven and Pan
Start by preheating your oven to 350°F (175°C). Grease and flour a 9×5-inch loaf pan thoroughly — this step ensures your cake releases easily once baked, preventing any frustrating sticking.
Step 2: Mix the Dry Ingredients
In a medium bowl, whisk together the flour, baking soda, and salt until evenly combined. This mixes the leavening agent and seasoning uniformly throughout the cake batter.
Step 3: Cream Butter and Sugar
Using a large bowl, cream the softened butter and sugar together until the mixture turns light and fluffy. This step is key to developing a tender crumb by incorporating air into the batter.
Step 4: Add the Eggs
Beat in the eggs one at a time, making sure each is fully incorporated before adding the next. This helps maintain the batter’s light texture and ensures even mixing.
Step 5: Stir in Bananas, Yogurt, and Vanilla
Add the mashed bananas, yogurt, and vanilla extract to the wet ingredients, stirring until smooth. The bananas provide moisture and flavor while the yogurt adds a touch of tang and keeps the cake tender.
Step 6: Combine Wet and Dry Ingredients
Gradually fold the dry ingredients into the wet mixture, stirring just until combined to avoid overmixing, which can make the cake tough.
Step 7: Fold in Chocolate Chips
Gently fold the chocolate chips into the batter, distributing them evenly so every slice boasts delicious chocolatey pockets.
Step 8: Bake to Perfection
Pour the batter into your prepared loaf pan, smoothing the top with a spatula. Bake for 55 to 60 minutes, or until a toothpick inserted into the center comes out clean. Your kitchen will fill with an amazing aroma that confirms the cake is baking perfectly.
Step 9: Cool Before Serving
Let the cake cool in the pan for about 10 minutes to firm up slightly, then transfer to a wire rack to cool completely. This cooling step prevents the cake from crumbling when sliced.
How to Serve Banana and Chocolate Delight Cake Recipe

Garnishes
Adding a simple garnish can elevate this cake beautifully. A light dusting of powdered sugar or a drizzle of melted chocolate is lovely for presentation and adds an extra touch of sweetness. Fresh banana slices or a sprinkle of chopped walnuts can also add texture and a fresh look.
Side Dishes
This Banana and Chocolate Delight Cake pairs wonderfully with a scoop of vanilla ice cream, a dollop of whipped cream, or a cup of hot coffee or tea. These accompaniments balance the richness of the cake and make for a truly satisfying treat.
Creative Ways to Present
For a twist, turn your loaf cake into dessert parfaits: crumble slices into glasses, layer with whipped cream and extra chocolate chips, and garnish with banana slices. This fun presentation works great for gatherings or when you want to impress friends with a simple cake made extraordinary.
Make Ahead and Storage
Storing Leftovers
Store any leftover Banana and Chocolate Delight Cake in an airtight container at room temperature. It will stay moist and delicious for up to 3 days, making it perfect for quick breakfasts or snacks throughout the week.
Freezing
If you want to save it longer, wrap the cake tightly in plastic wrap and then foil before freezing. It can stay fresh in the freezer for up to 3 months. Thaw it overnight in the fridge before serving to retain its delightful texture.
Reheating
To enjoy your cake warm, gently reheat slices in the microwave for about 15 to 20 seconds, or place them briefly in a warm oven. This enhances the banana aroma and softens the chocolate chips for a gooey, comforting bite.
FAQs
Can I use overripe bananas for this cake?
Absolutely! Overripe bananas are actually perfect for this Banana and Chocolate Delight Cake Recipe because they are sweeter and mash more easily, giving the cake its signature moist texture and rich flavor.
What if I don’t have plain yogurt?
If you don’t have plain yogurt handy, you can substitute with sour cream or buttermilk. These alternatives provide the same moisture and slight tang that helps keep the cake tender and flavorful.
Can I use dark chocolate instead of chocolate chips?
Yes, chopping up a dark chocolate bar into small pieces works great. It creates pockets of chocolate that melt as the cake bakes, offering a slightly more intense chocolate flavor that pairs wonderfully with bananas.
Is this recipe suitable for making cupcakes?
Definitely! You can easily adapt the Banana and Chocolate Delight Cake Recipe to cupcakes by reducing the bake time to about 18 to 22 minutes and using muffin tins. Just keep an eye on them and use a toothpick to check for doneness.
How do I prevent the chocolate chips from sinking to the bottom?
A quick tip is to toss the chocolate chips in a tablespoon of flour before folding them into the batter. This light coating helps suspend the chips evenly throughout the cake instead of them sinking to the pan’s bottom.
Final Thoughts
This Banana and Chocolate Delight Cake Recipe has quickly become one of my all-time favorite comfort treats. It’s simple to bake, uses everyday ingredients, and delivers a moist, chocolatey, banana-filled joy in every bite. Whether you’re an experienced baker or just starting out, I wholeheartedly encourage you to give this recipe a try and watch it become a beloved staple in your kitchen!
Print
Banana and Chocolate Delight Cake Recipe
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: 1 loaf (approximately 8 slices)
- Category: Dessert
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
This Banana and Chocolate Delight Cake is a moist and flavorful loaf cake perfect for breakfast or dessert. Made with ripe bananas, chocolate chips, and a hint of vanilla, it blends the natural sweetness of fruit with the rich taste of chocolate in a soft, tender crumb. The addition of yogurt keeps the cake moist and adds a subtle tang, enhancing the overall flavor. Easy to prepare and bake, this homemade treat is a delightful way to use up ripe bananas and satisfy your sweet tooth.
Ingredients
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
Wet Ingredients
- 1/4 cup unsalted butter, softened
- 1 cup sugar
- 2 large eggs
- 3 ripe bananas, mashed
- 1/3 cup plain yogurt
- 1 teaspoon vanilla extract
Add-ins
- 1 cup chocolate chips
Instructions
- Preheat and Prepare Pan: Preheat your oven to 350°F (175°C). Grease and flour a 9×5-inch loaf pan to ensure the cake doesn’t stick and bakes evenly.
- Mix Dry Ingredients: In a medium bowl, whisk together the all-purpose flour, baking soda, and salt. This ensures the leavening agents are evenly distributed throughout the flour.
- Cream Butter and Sugar: In a large bowl, cream the softened unsalted butter and sugar together until the mixture becomes light and fluffy. This step incorporates air into the batter, contributing to a lighter cake texture.
- Add Eggs: Beat in the eggs one at a time, making sure each egg is fully blended before adding the next. This helps maintain a smooth and consistent batter.
- Combine Wet Ingredients: Stir in the mashed ripe bananas, plain yogurt, and vanilla extract until fully combined. The bananas add natural sweetness and moisture, while yogurt adds tenderness.
- Incorporate Dry Ingredients: Gradually mix the dry ingredient mixture into the wet ingredients until just combined. Avoid overmixing to keep the cake tender and prevent it from becoming dense.
- Fold in Chocolate Chips: Gently fold the chocolate chips into the batter, distributing them evenly without overworking the batter.
- Pour Batter and Bake: Pour the batter into the prepared loaf pan, smoothing the top with a spatula. Bake in the preheated oven for 55-60 minutes, or until a toothpick inserted in the center comes out clean.
- Cool the Cake: Let the cake cool in the pan for 10 minutes, then transfer it onto a wire rack to cool completely before slicing and serving. This resting time helps the cake set for better texture and easier slicing.
Notes
- Ensure bananas are very ripe for maximum sweetness and moisture.
- You can substitute plain yogurt with Greek yogurt for a thicker texture.
- Check the cake at 55 minutes to avoid overbaking; oven temperatures may vary.
- For a nutty twist, consider adding 1/2 cup chopped walnuts along with the chocolate chips.
- Store leftover cake covered at room temperature for up to 3 days or refrigerate for up to a week.

