If you’ve ever wished for a dessert that captures the nostalgic joy of a classic banana split while staying delightfully creamy and refreshingly light, then this No-Bake Banana Split Cheesecake Recipe is about to become your new best friend. It combines the rich creaminess of cheesecake without any oven fuss, layered with ripe bananas, juicy pineapple, and fresh strawberries, finished off with a playful sprinkle of chocolate chips and a maraschino cherry on top. This dessert is not just easy to whip up, but also a guaranteed showstopper that brings all those favorite banana split flavors into a smooth, indulgent cheesecake experience.

Ingredients You’ll Need
Gathering simple, essential ingredients is the secret to nailing this luscious cheesecake. Each element plays a role in creating the perfect balance of flavor, texture, and color—whether it’s the buttery graham cracker crust that forms a crunchy base or the fresh fruit layer that adds bursts of brightness. Here’s what you’ll need to craft this irresistible treat:
- 2 cups graham cracker crumbs: Provides the crisp, slightly sweet crust that holds everything together.
- 1/2 cup unsalted butter, melted: Binds the crumbs and adds a rich, buttery flavor.
- 16 ounces cream cheese, softened: The creamy foundation of the cheesecake’s luscious filling.
- 1/2 cup granulated sugar: Sweetens the filling just right without overpowering.
- 1 teaspoon vanilla extract: Adds warmth and depth to the cream cheese mixture.
- 1 1/2 cups heavy whipping cream: Whipped to fluffy peaks to give the filling a light, airy texture.
- 2 ripe bananas, sliced: Bring natural sweetness and classic banana split vibes.
- 1 cup crushed pineapple, drained: Adds a juicy, tropical touch and tangy brightness.
- 1 cup strawberries, hulled and diced: Offers fresh, vibrant color and a fruity pop.
- 1/2 cup mini chocolate chips or hot fudge sauce: For that perfect chocolatey finish and contrast.
- 1/4 cup chopped walnuts or pecans (optional): Adds a pleasant crunch if you like some texture variety.
- Maraschino cherries for topping: The classic cherry on top that pulls the whole dessert together.
How to Make No-Bake Banana Split Cheesecake Recipe
Step 1: Prepare the Crust
Start by combining your graham cracker crumbs with the melted butter in a mixing bowl. Stir until the crumbs are evenly coated, then press this mixture firmly into the bottom of a 9×9-inch pan. This compact crust forms the sturdy yet tender base for your cheesecake, so make sure it’s pressed down well. Pop it into the refrigerator to chill while you prepare the heavenly filling.
Step 2: Mix the Cream Cheese Filling
In a large bowl, beat the softened cream cheese with granulated sugar and vanilla extract until the mixture is smooth and irresistibly creamy. This step is crucial because a silky filling is what makes this No-Bake Banana Split Cheesecake Recipe truly decadent.
Step 3: Whip the Heavy Cream and Fold
Whip the heavy cream in a separate bowl until stiff peaks form. Gently fold the whipped cream into the cream cheese mixture to keep the filling light and airy while still wonderfully rich. This technique creates that perfect cheesecake texture without baking.
Step 4: Layer the Fruit and Filling
Spread half of the cream cheese filling evenly over your chilled crust. Next, layer the sliced bananas, followed by the crushed pineapple and diced strawberries. Each fruit layer adds fresh sweetness and vibrant colors, capturing that classic banana split spirit. Spread the remaining filling on top, smoothing it to perfection.
Step 5: Add the Toppings
Sprinkle the top with mini chocolate chips or drizzle with hot fudge sauce for that luscious chocolate hit. If you love a bit of crunch, toss on some chopped walnuts or pecans. Finally, crown each serving with a bright maraschino cherry—because what’s a banana split without it?
Step 6: Chill Until Set
Refrigerate your masterpiece for at least 4 hours, or overnight if you can wait that long, to allow the cheesecake to fully set. This chilling time helps the flavors meld beautifully and ensures clean slices when serving.
How to Serve No-Bake Banana Split Cheesecake Recipe

Garnishes
For serving, think beyond just the cherry on top. Fresh mint leaves can brighten each slice, a light dusting of cocoa powder or even a drizzle of extra hot fudge sauce can make your presentation pop and taste even more indulgent.
Side Dishes
This dessert pairs wonderfully with a scoop of vanilla bean ice cream or a refreshing berry compote on the side. A cup of strong coffee or a chilled fruity white wine can balance the sweetness perfectly, turning your slice into an elegant treat.
Creative Ways to Present
Consider individual parfait glasses layered with crust, filling, and fruit for a charming twist. Serving mini portions in jars makes it ideal for parties and adds a playful touch. You could even swap the pan for a springform to present a round cake that looks stunning from all angles.
Make Ahead and Storage
Storing Leftovers
Keep any leftover cheesecake refrigerated in an airtight container to maintain its freshness. It will stay delicious for up to 3 days, perfect for savoring multiple guilty pleasure moments.
Freezing
This cheesecake freezes nicely if you want to prep in advance. Wrap it tightly with plastic wrap and aluminum foil to prevent freezer burn, and it will keep for up to a month. Thaw overnight in the fridge before enjoying.
Reheating
Since this is a no-bake, chilled dessert, reheating is not recommended; it’s best served cold to preserve the creamy texture and fresh fruit flavors that make this recipe so special.
FAQs
Can I substitute the cream cheese with a lighter option?
You can use reduced-fat cream cheese, but keep in mind it might affect the richness and texture of the cheesecake, making it less creamy and a bit more dense.
What if I don’t have graham crackers for the crust?
Digestive biscuits or even vanilla wafers crushed into crumbs work well as alternatives, providing a similar texture and flavor base for the crust.
Can I use frozen fruit instead of fresh?
Fresh fruit is best to avoid excess moisture, but if you use frozen, make sure to thaw and drain thoroughly to prevent sogginess in your cheesecake layers.
Is there a way to make this cheesecake vegan?
Adapting this recipe to be fully vegan would require cream cheese and heavy cream substitutes like coconut-based products, and you’d want to ensure the crust uses vegan-friendly crackers and margarine.
How long does the cheesecake need to chill before serving?
A minimum of 4 hours is required for the cheesecake to set properly, but for best slicing and flavor melding, chilling overnight is ideal.
Final Thoughts
If you want a dessert that brings the nostalgic joy of a banana split and the creamy delight of cheesecake together effortlessly, the No-Bake Banana Split Cheesecake Recipe is an absolute must-try. It’s simple to make, bursting with fresh flavors, and perfect for any occasion where you want to impress without stress. Give it a go—you won’t regret treating yourself and your loved ones to this tropical, fruity, and chocolaty delight!
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No-Bake Banana Split Cheesecake Recipe
- Prep Time: 25 minutes
- Cook Time: 0 minutes
- Total Time: 4 hours 25 minutes
- Yield: 9 servings
- Category: Dessert
- Method: No-Bake
- Cuisine: American
- Diet: Vegetarian
Description
This No-Bake Banana Split Cheesecake is a creamy, fruity dessert that requires no oven time. Layered with sweet bananas, pineapple, strawberries, and finished with chocolate and nuts, it’s a refreshing treat perfect for warm weather or any occasion. The graham cracker crust provides a buttery base, complemented by a rich, whipped cream cheese filling that sets beautifully in the refrigerator.
Ingredients
Crust
- 2 cups graham cracker crumbs
- 1/2 cup unsalted butter, melted
Filling
- 16 ounces cream cheese, softened
- 1/2 cup granulated sugar
- 1 teaspoon vanilla extract
- 1 1/2 cups heavy whipping cream
Fruit and Toppings
- 2 ripe bananas, sliced
- 1 cup crushed pineapple, drained
- 1 cup strawberries, hulled and diced
- 1/2 cup mini chocolate chips or hot fudge sauce
- 1/4 cup chopped walnuts or pecans (optional)
- Maraschino cherries for topping
Instructions
- Prepare the crust: In a mixing bowl, combine the graham cracker crumbs with the melted butter. Mix until the crumbs are evenly coated. Press this mixture firmly into the bottom of a 9×9-inch pan to create an even crust layer. Chill the crust in the refrigerator while you prepare the filling.
- Make the filling: In a large bowl, use an electric mixer to beat the softened cream cheese, granulated sugar, and vanilla extract until the mixture is smooth and creamy without lumps.
- Whip the cream: In a separate bowl, whip the heavy cream until stiff peaks form. Gently fold the whipped cream into the cream cheese mixture, blending carefully to keep it light and airy.
- Assemble first layer: Spread half of this cream cheese filling evenly over the chilled graham cracker crust, smoothing it out carefully.
- Add fruit layers: Arrange the sliced bananas evenly over the first filling layer. Then add the drained crushed pineapple followed by the diced strawberries, creating a colorful and flavorful layer of fruit.
- Top with remaining filling: Spread the remaining cream cheese filling over the fruit layers, smoothing the top to cover the fruit completely.
- Add toppings: Sprinkle mini chocolate chips or drizzle hot fudge sauce over the top layer. If using nuts, sprinkle them now. Finally, top each individual serving with a maraschino cherry.
- Chill and set: Refrigerate the assembled cheesecake for at least 4 hours, or overnight for best results, to allow it to firm up before slicing and serving.
Notes
- For best flavor and texture, assemble the cheesecake the night before serving.
- Ensure the fruit is well-drained to avoid a soggy crust or filling.
- You can use a springform pan for a more elegant, round presentation if preferred.

